20700 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 20700 Pratt Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,450 sqft · built 1976
Lot Size	4.37 acres (190,357 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,452 (2025)
Deeds & Mortgages	Jan 2026 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-03-300-024`

Property Details

APN / Parcel Number

Primary APN	`13-02-03-300-024`
Alternative APN	`0203300024`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Lot Area	190,357 sqft (4.37 acres)
Lot Width	266 ft Width
Garage Type	Attached
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20700 PRATT RD
City	ARMADA
State	MI
Zip	48005-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG 1.75
Legal Description	13-02-03-300-024 SECS 3 & 4 T5N R13E BEG AT W 1/4 POST SEC 3, TH N 88-53-00 E (REC)[N 88-43-13 MEAS] 208.51 FT ALG E & W 1/4
Legal Range	13E
Legal Township	05N
Legal Section	03
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1013
Census Tract	212000

Owner

Source: Macomb County records · APN 13-02-03-300-024

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20700 PRATT RD, ARMADA, MI 48005-1329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2026	Intrafamily Transfer, Transfer
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 15, 2025
Transfer Doc	0000000301
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jan 02, 2026
Property Address	20700 PRATT RD, ARMADA, MI 48005-1329
Document Number	2600000301
Book / Page	30457 / 530
Instrument Date	Dec 15, 2025
Instrument	202600000301
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20700 PRATT RD, ARMADA, MI 48005-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20700 PRATT RD, ARMADA, MI 48005-1329

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20700 PRATT RD, ARMADA, MI 48005-1329
Document Number	0000044004
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 04, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20700 PRATT RD ARMADA MI 480051329, ARMADA, MI 48005-1329

Mortgage

Document Number	0000044004
Date	Apr 06, 2020
Book Page	026625/000641
Instrument	44004

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 05, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20700 PRATT RD, ARMADA, MI 48005-1329
Document Number	0000069870
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20700 PRATT RD ARMADA MI 480051329, ARMADA, MI 48005-1329

Mortgage

Document Number	0000069870
Date	Jun 19, 2018
Book Page	025424/000637
Instrument	69870

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,700 (+5.17%)	$333,400 (+5.17%)
2025	$3,452.00 (+2.92%) Homeowner's exemption	$158,500 (+16.2%)	$317,000 (+16.2%)
2024	$3,354.00 (+13.12%)
2023		$136,400	$272,800
2022	$2,965.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 27 locations within half a mile of this property.

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