Macomb County property record for 20725 Pratt Rd, Armada, MI 48005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1999 |
| Lot Size | 3.22 acres (140,437 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,583 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02-03-100-054 |
| Primary APN | 13-02-03-100-054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 140,437 sqft (3.22 acres) |
| Lot Dimensions | 438 ft deep x 320 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20725 PRATT RD |
|---|---|
| City | ARMADA |
| State | MI |
| Zip | 48005-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG 1.75 |
| Legal Description | 13-02-03-100-054 T5N, R13E, SEC 3 PARCEL 1" BEG W 1/4 COR SEC 3; TH N 88-57-13 E 320.68 FT ALG E/W 1/4 LN; TH N 438.00 FT; TH |
| Legal Range | 13E |
| Legal Township | 05N |
| Legal Section | 03 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ARMADA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 212000 |
Source: Macomb County assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20725 PRATT RD, ARMADA, MI 48005-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2012 |
| Transfer Doc | 0000105331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20725 PRATT RD, ARMADA, MI 48005-1330 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20725 PRATT RD, ARMADA, MI 48005-1330 |
| Document Number | 2300044734 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 29133/964 |
| Instrument | 202300044734 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20725 PRATT RD, ARMADA, MI 48005-1330 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20725 PRATT RD, ARMADA, MI 48005-1330 |
| Document Number | 2102156649 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 27558/675 |
| Instrument | 202102156649 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Armada Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,400 (+4.9%) | $376,800 (+4.9%) | |
| 2025 | $3,583.00 (+16.44%) Homeowner's exemption | $179,600 (+17.16%) | $359,200 (+17.16%) |
| 2023 | $153,300 | $306,600 | |
| 2022 | $3,077.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
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