20620 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 20620 Pratt Rd, Armada, MI 48005 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 1971
Lot Size	5.22 acres (227,383 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Aug 2000)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02-04-400-007`

Property Details

APN / Parcel Number

Primary APN	`13-02-04-400-007`
Alternative APN	`0204400007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Lot Area	227,383 sqft (5.22 acres)
Lot Width	321 ft Width
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20620 PRATT RD
City	ARMADA
State	MI
Zip	48005-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-04-400-007 20620 PRATT 48005 SEC 4 T5N R13E COMM AT E 1/4 POST SEC 4, TH W 60.85 FT ALG E & W 1/4 LINE TO PT OF BEG, TH S
Legal Range	13E
Legal Township	05N
Legal Section	04
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1013
Census Tract	212000

Owner

Source: Macomb County records · APN 13-02-04-400-007

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20620 PRATT RD, ARMADA, MI 48005-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2000 · Amount on Record
Deed Sale	Aug 25, 2000 · Amount on Record
Last Transfer Date	Feb 15, 2007
Transfer Doc	0000029876
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20620 PRATT RD, ARMADA, MI 48005-1216
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139600
Date	Nov 28, 2017
Book Page	25080/607
Instrument	7139600

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 04, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,200 (+6.01%)	$310,400 (+6.01%)
2025	$3,138.00 (+16.44%) Homeowner's exemption	$146,400 (+16.47%)	$292,800 (+16.47%)
2023		$125,700	$251,400
2022	$2,695.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.