Macomb County property record for 20360 Pratt Rd, Armada, MI 48005 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,744 sqft Living Area |
| Lot Size | 227,819 sqft (5.23 acres) |
| Garage | Attached, 466 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2018) |
| Tax Bill | $4,295.00 (2025) |
| Primary APN | 13-02-04-400-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,744 sqft Living Area |
| 1st Floor | 1,744 sqft 1st Floor |
| Basement Area | 1,258 sqft Basement |
| Unfinished Basement | 1,258 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 227,819 sqft (5.23 acres) |
| Lot Width | 322 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 466 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 20360 PRATT RD |
|---|---|
| City | ARMADA |
| State | MI |
| Zip | 48005-1214 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 02-04-400-005 SEC 4 T5N R13E COMM AT E 1/4 POST SEC 4, TH W 703.3 FT ALG E & W 1/4 LINE TO PT OF BEG, TH S 0 DEG 46' E 709.07 |
| Legal Range | 13E |
| Legal Township | 05N |
| Legal Section | 04 |
| Jurisdiction | MACOMB MI |
| Minor Civil Division | ARMADA |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 212000 |
Source: Macomb County records · APN 13-02-04-400-005
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20360 PRATT RD, ARMADA, MI 48005-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 23, 2022 | Intrafamily Transfer, Transfer |
| Jul 17, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on Record |
| Deed Sale | Jul 17, 2018 · Amount on Record |
| Deed Doc Number | 20188080457 |
| Deed Book / Page | 25471 / 574 |
| Last Transfer Date | Feb 15, 2022 |
| Transfer Doc | 0000025034 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20360 PRATT RD, ARMADA, MI 48005-1214 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20360 PRATT RD, ARMADA, MI 48005-1214 |
| Document Number | 2200106065 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 28801/780 |
| Instrument | 202200106065 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Apr 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 23, 2022 |
| Property Address | 20360 PRATT RD, ARMADA, MI 48005-1214 |
| Document Number | 2200025034 |
| Book / Page | 28447 / 802 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 202200025034 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 20360 PRATT RD, ARMADA, MI 48005-1214 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 17, 2018 |
| Property Address | 20360 PRATT RD, ARMADA, MI 48005-1214 |
| Document Number | 0000080457 |
| Book / Page | 025471 / 000574 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 80457 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,935.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 62367 LINDA DR RAY MI 480963120, RAY, MI 48096-3120 |
| Document Number | 80465 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 025471/000663 |
| Instrument | 80465 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Armada Township |
| Unified School District | Armada Area Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,100 (+22.91%) | $326,200 (+22.91%) | |
| 2025 | $4,295.00 (+16.46%) | ||
| 2023 | $132,700 | $265,400 | |
| 2022 | $3,688.00 |
20360 Pratt Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Macomb County (26099C), updated October 4, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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