206 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 206 W Saddle Ln, Payson, AZ 85541 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,482 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$90,500 (Apr 1996)
Tax Bill	$771 (2025)
Deeds & Mortgages	Feb 2023 Sale Oct 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-36-020C`

Property Details

APN / Parcel Number

Primary APN	`302-36-020C`
Alternative APNs	`30236019` `R021546` `021546`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 1983
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	8,712 sqft (0.2 acres)
Porch	Enclosed Porch
Porch Area	112 sqft
Canopy	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	R021546
Old Parcel Number	30236019
Street Address	206 W SADDLE LN
City	PAYSON
State	AZ
Zip	85541-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 19 SECTION: 27 TOWNSHIP: 11N RANGE: 10E LOT 19; PLAT MAP 167; PAYSON RANCHOS;INC LOT 20;EXC BEG SW COR LOT 20;TH N25D35'
Legal Range	10E
Legal Township	11N
Legal Section	27
Legal Subdivision	PAYSON RANCHOS
Legal Lot Number	19-20
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3003
Census Tract	302

Owner

Source: Gila County records · APN 302-36-020C

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	206 W SADDLE LN, PAYSON, AZ 85541-3159
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Beneficiary Deed, Transfer
Oct 19, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 1996 · Amount on Record
Deed Sale	Apr 01, 1996 · Amount on Record
Deed Document Number	0000004762
Deed Book / Page	302
Last Transfer Date	Feb 21, 2023
Transfer Doc	0000001480
Record Updated	Jun 08, 2026

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	GILA AZ
Recording Date	Feb 21, 2023
Property Address	206 W SADDLE LN, PAYSON, AZ 85541-3159
Document Number	0000001480
Map Reference	MAP 167
Instrument Date	Feb 21, 2023
Instrument	2023-001480
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	206 W SADDLE LN, PAYSON, AZ 85541-3159

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Oct 19, 2022
Property Address	206 W SADDLE LN, PAYSON, AZ 85541-3159
Document Number	0000012491
Map Reference	MAP 167
Instrument Date	Oct 12, 2022
Instrument	2022-012491
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W SADDLE LN, PAYSON, AZ 85541-3159

Mortgage

Document Number	0000012492
Date	Oct 19, 2022
Instrument	2022-012492

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	788 Months
Due	Jun 03, 2088

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,431 (+7.86%) Land $5,962 Building $23,469	$294,311 (+7.86%) Land $59,617 Building $234,694
2025	$771.00 (-7.11%) Additional exemption filed
2024		$27,287 Land $3,614 Building $23,673	$272,871 Land $36,144 Building $236,727
2023	$830.00 Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 56% of Arizona
Wildfire Likelihood	About 1 in 535 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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