209 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 209 W Saddle Ln, Payson, AZ 85541 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	868 sqft · built 1962
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (May 2024)
Tax Bill	$1,020 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-36-012A`

Property Details

APN / Parcel Number

Primary APN	`302-36-012A`
Alternative APNs	`R021514` `021514`

Interior

Stories	1 Story
Building Area	868 sqft Living Area
Gross Area	1,160 sqft
1st Floor Area	868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asbestos
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	292 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R021514
Street Address	209 W SADDLE LN
City	PAYSON
State	AZ
Zip	85541-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 12 SECTION: 27 TOWNSHIP: 11N RANGE: 10E LOT 12 AND THAT PORTION OF LOT 11 OF PAYSON RANCHOS PLAT 167 DESC AS; BEG AT THE NE COR OF LOT 11; TH S8D3031 E, 100.04; TH S82D3817 W, 16.5; TH N0D5247 E, 101.13 TO THE POB & EXCEPTING A PORTION OF SAID L
Legal Range	10E
Legal Township	11N
Legal Section	27
Legal Subdivision	PAYSON RANCH
Legal Lot Number	12,11
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3002
Census Tract	302

Owner

Source: Gila County records · APN 302-36-012A

Assessment roll updated February 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 W SADDLE LN, PAYSON, AZ 85541-3160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 07, 2021	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Nov 30, 2018	Warranty Deed, Transfer D & J FAMILY LIVING TRUST (RT)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20244463
Prior Transfer Date	May 15, 2007
Prior Transfer Doc	0000008326
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 12, 2021
Property Address	209 W SADDLE LN, PAYSON, AZ 85541-3160
Document Number	0000006918
Map Reference	MAP 167
Instrument Date	Apr 22, 2021
Instrument	2021-006918
Transaction Type	Transfer
Record Updated	Jul 02, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1222, PINE, AZ 85544-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W SADDLE LN, PAYSON, AZ 85541-3160

Mortgage

Document Number	0000006919
Date	May 12, 2021
Instrument	2021-006919

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jan 07, 2021
Property Address	209 W SADDLE LN, PAYSON, AZ 85541-3160
Document Number	0000000201
Instrument Date	Jan 28, 2020
Instrument	201
Transaction Type	Transfer
Record Updated	Feb 08, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1222 PINE AZ 855441222, PINE, AZ 85544-1222

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Nov 30, 2018
Property Address	209 W SADDLE LN, PAYSON, AZ 85541-3160
Document Number	0000012338
Instrument Date	Nov 26, 2018
Instrument	12338
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 W SADDLE LN PAYSON AZ 855413160, PAYSON, AZ 85541-3160

Mortgage

Document Number	12339
Date	Nov 30, 2018
Instrument	12339

Lender

Name	D & J FAMILY LIVING TRUST (RT)
Address	PO BOX 1222, PINE, AZ 85544-1222

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,541 (+13.36%) Land $6,434 Building $13,107	$195,412 (+13.36%) Land $64,340 Building $131,072
2025	$1,020.00 (+7.71%)
2024		$17,238 Land $3,996 Building $13,242	$172,388 Land $39,963 Building $132,425
2023	$947.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 56% of Arizona
Wildfire Likelihood	About 1 in 535 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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