Gila County property record for 201 W Saddle Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1967 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,000 (Feb 2016) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-016 |
| Primary APN | 302-36-016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1967 |
|---|---|
| Construction Type | Concrete |
| Roof Material | Asbestos |
| Lot Area | 7,405 sqft (0.169 acres) |
| Canopy | 192 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|
| Account Number | R021530 |
|---|---|
| Street Address | 201 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 16 SECTION: 27 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS; LOT 16; PLAT 167 |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 27 |
| Legal Subdivision | PAYSON RANCHOS |
| Legal Lot Number | 16 1002 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 302 |
Source: Gila County records, as of December 4, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 201 W SADDLE LN, PAYSON, AZ 85541-3160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jun 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2016 · Amount on Record |
| Deed Sale | Feb 19, 2016 · Amount on Record |
| Prior Sale | Jan 21, 2015 · Amount on Record |
| Deed Document Number | 2016-001465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 201 W SADDLE LN, PAYSON, AZ 85541-3160 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000011637 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019-011637 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 201 W SADDLE LN, PAYSON, AZ 85541-3160 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 201 W SADDLE LN, PAYSON, AZ 85541-3160 |
| Document Number | 0000008081 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021-008081 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Dec 1, 2049 |
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,692 (+13.85%) Land $5,570 Building $13,122 | $186,921 (+13.85%) Land $55,701 Building $131,220 | |
| 2025 | $1,252.00 (+7.75%) | ||
| 2024 | $16,418 Land $3,304 Building $13,114 | $164,180 Land $33,045 Building $131,135 | |
| 2023 | $1,162.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 55% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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