203 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 203 W Saddle Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 1980
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$112,900 (Jun 1998)
Tax Bill$903 (2025)
Deeds & MortgagesJul 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN302-36-015

Property Details

APN / Parcel Number

Primary APN302-36-015
Alternative APNs
  • R021526
  • 021526

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft

Exterior

Year BuiltBuilt 1980
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air

Location & Zoning

Account NumberR021526
Street Address203 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 15 SECTION: 27 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS; PLAT MAP 167; LOT 15
Legal Range10E
Legal Township11N
Legal Section27
Legal SubdivisionPAYSON RANCHOS
Legal Lot Number15 1002
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3002
Census Tract302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address203 W SADDLE LN, PAYSON, AZ 85541-3160
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 1998 · Amount on Record
Deed SaleJun 5, 1998 · Amount on Record
Prior SaleJul 1, 2015
Deed Document Number0000008580
Deed Book / Page302
Record UpdatedJun 8, 2026

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGILA AZ
Property Address203 W SADDLE LN, PAYSON, AZ 85541-3160
Document Number0000009985
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address203 W SADDLE LN PAYSON AZ 855413160, PAYSON, AZ 85541-3160

Mortgage

Document Number0000009985
DateSep 17, 2019
Instrument9985
Lender
NamePRETIUM MTG ACQUISITION T (CT)
AddressIRVINE, CA 92602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term156 Months
DueSep 16, 2032
Interest
Rate TypeAdjustable Rate
Rate6%

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,049 (+9.02%) Land $5,430 Building $23,619$290,486 (+9.02%) Land $54,298 Building $236,188
2025$903.00 (-31.02%) Disabled Person's exemption
2024$26,645 Land $3,196 Building $23,449$266,449 Land $31,956 Building $234,493
2023$1,309.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 55% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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