207 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 207 W Saddle Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,418 sqft · built 1981
Lot Size0.28 acres (12,197 sqft)
OwnerOwner on Record
Last Sale$157,000 (Sep 2004)
Tax Bill$1,558 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN302-36-013A

Property Details

APN / Parcel Number

Primary APN302-36-013A
Alternative APNs
  • R021518
  • 021518

Interior

Stories1 Story
Building Area1,418 sqft Living Area
1st Floor Area1,418 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account NumberR021518
Street Address207 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 13 SECTION: 27 TOWNSHIP: 11N RANGE: 10E LOT 13 AND THAT PORTION OF LOT 12 OF PAYSON RANCHOS PLAT 167 DESC AS; BEG AT THE
Legal Range10E
Legal Township11N
Legal Section27
Legal SubdivisionPAYSON RANCHOS
Legal Lot Number12-13
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3002
Census Tract302

Owner

Source: Gila County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner on Record
Mailing Address207 W SADDLE LN, PAYSON, AZ 85541-3160
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2004 · Amount on Record
Deed SaleSep 16, 2004 · Amount on Record
Deed Document Number0000014472
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address207 W SADDLE LN, PAYSON, AZ 85541-3160
Transaction TypeMortgage
Record UpdatedJan 18, 2023
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 W SADDLE LN, PAYSON, AZ 85541-3160

Mortgage

Document Number0000014447
DateDec 29, 2022
Instrument2022-014447
Lender
NameWASHINGTON FEDERAL BANK
AddressSEATTLE, WA 98101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,903 (+7.48%) Land $6,863 Building $26,040$329,033 (+7.49%) Land $68,630 Building $260,403
2025$1,558.00 (+7.67%)
2024$30,612 Land $4,351 Building $26,261$306,118 Land $43,510 Building $262,608
2023$1,447.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 55% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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