206 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 206 Ridgepointe Dr, Cold Spring, KY 41076

Property Summary

Property TypeSingle Family Home
Details1,600 sqft · built 1998
Owner2 Individual Names on File
Last Sale$179,000 (Oct 2001)
Tax Bill$2,119 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN999-99-18-158.61

Property Details

APN / Parcel Number

Primary APN999-99-18-158.61

Interior

Stories2 Stories
Building Area1,600 sqft Living Area

Exterior

Year BuiltBuilt 1998
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
TerrainCombination
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999918158.61
Street Address206 RIDGEPOINTE DR
CityCOLD SPRING
StateKY
Zip41076-9092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 SEC 3 GLENRIDGE SUBD
Legal SubdivisionGLENRIDGE SUB
Legal Phase3
Legal Lot Number52
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group3
Census Block3000
Census Tract53100

Owner

Source: Campbell County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address206 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2001 · Amount on Record
Deed SaleOct 29, 2001 · Amount on Record
Prior SaleDec 16, 1998 · Amount on Record
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address206 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Transaction TypeMortgage
Record UpdatedJan 19, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092

Mortgage

Document Number0005316883
DateJan 4, 2024
Book PageM1113/517
Instrument5316883
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 25, 2053

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,119.00 (-0.56%) Homeowner's exemption$224,000 (-) Land $50,000 Building $174,000$224,000 (-) Land $50,000 Building $174,000
2023$2,131.00 (+6.92%) Homeowner's exemption$224,000 (+12%) Land $50,000 Building $174,000$224,000 (+12%) Land $50,000 Building $174,000
2022$1,993.00 Homeowner's exemption$200,000 Land $20,400 Building $179,600$200,000 Land $20,400 Building $179,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims140 (1978–2018)
Most Recent ClaimFeb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 104 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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