204 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 204 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2,362 sqft · built 1996
Owner	2 Owner Names on File
Last Sale	$285,000 (Nov 2005)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-158.46`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-158.46`

Interior

Stories	2 Stories
Building Area	2,362 sqft Living Area

Exterior

Year Built	Built 1996
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999918158.46
Street Address	204 RIDGEPOINTE DR
City	COLD SPRING
State	KY
Zip	41076-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 SEC 3 GLENRIDGE SUBD
Legal Subdivision	GLENRIDGE SUB
Legal Phase	3
Legal Lot Number	53
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3000
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-18-158.46

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	204 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2005 · Amount on Record
Deed Sale	Nov 28, 2005 · Amount on Record
Prior Sale	Sep 25, 1996 · Amount on Record
Deed Document Number	11 28 05 019 00183
Deed Book / Page	0276 / 708
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	204 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092

Mortgage

Document Number	0005313423
Date	Dec 04, 2023
Book Page	M1112/411
Instrument	5313423

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2053

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,726.00 (+0.98%)	$390,000 (-) Land $50,000 Building $340,000	$390,000 (-) Land $50,000 Building $340,000
2023	$4,680.00 (+26.25%)	$390,000 (+31.48%) Land $50,000 Building $340,000	$390,000 (+31.48%) Land $50,000 Building $340,000
2022	$3,707.00	$296,630 Land $25,000 Building $271,630	$296,630 Land $25,000 Building $271,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370531003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	140 (1978–2018)
Most Recent Claim	Feb 2018, rainfall accumulation, Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Flood Events	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides (Feb 2018), 5 claims Severe Storm, Flooding, And Tornadoes (Mar 1997), 104 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.