200 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 200 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1994
Square Footage	2,036 sqft Living Area
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$375,000 (2021)
Tax Bill	$4,545.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`999-99-18-158.12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,036 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Exterior Material	Combination Exterior
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Depth X Width	63 ft x 125 ft Depth x Width
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	9999918158.12
Street Address	200 RIDGEPOINTE DR
City	COLD SPRING
State	KY
Zip	41076-9092
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 55 SEC 1 GLENRIDGE SUBD
Legal Subdivision	GLENRIDGE SUB
Legal Phase	1
Legal Lot Number	55
Jurisdiction	CAMPBELL KY
Minor Civil Division	NEWPORT-FORT THOMAS
Census Blockgroup	3
Census Block	3000
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-18-158.12

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	200 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Feb 07, 2017	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jul 10, 2007 · Amount on Record
Deed Doc Number	5135811
Deed Book / Page	D347 / 828
Record Refreshed	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	200 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092

Mortgage

Document Number	0005185474
Date	Aug 01, 2023
Book Page	M1106/253
Instrument	5185474

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 25, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 13, 2021
Property Address	200 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Document Number	0005135811
Book / Page	D347 / 828
Map Reference	SL 111-B
Instrument Date	Jul 06, 2021
Instrument	5135811
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7665 DIETZ LN, 7665, MELBOURNE, KY 41059-9213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092

Mortgage

Document Number	0005135812
Date	Jul 13, 2021
Instrument	5135812

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	200 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AGILITY CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005051982
Date	Feb 07, 2017
Book Page	M930/336
Instrument	5051982

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Feb 01, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,545.00 (+1%)	$375,000 (-) Land $50,000 Building $325,000	$375,000 (-) Land $50,000 Building $325,000
2023	$4,500.00 (-3.99%)	$375,000 (-) Land $50,000 Building $325,000	$375,000 (-) Land $50,000 Building $325,000
2022	$4,687.00	$375,000 Land $25,000 Building $350,000	$375,000 Land $25,000 Building $350,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

200 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Ridgepointe Dr

Nearby Streets

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