Campbell County property record for 203 Ridgepointe Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,971 sqft · built 1995 |
| Lot Size | 0.274 acres (11,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jun 2021) |
| Tax Bill | $4,502 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-158.39 |
| Primary APN | 999-99-18-158.39 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,971 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,946 sqft (0.274 acres) |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 203 RIDGEPOINTE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 SEC 3 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Jun 30, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Jan 6, 2004 · Amount on Record |
| Deed Document Number | 20215134965 |
| Deed Book / Page | 347 / 618 |
| Last Transfer Date | May 17, 2022 |
| Transfer Doc | 0005154004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 203 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 203 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Document Number | 0005332883 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | M1119/96 |
| Instrument | 5332883 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 25, 2022 |
| Property Address | 203 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Document Number | 0005154004 |
| Book / Page | D353 / 881 |
| Map Reference | SL 139-A |
| Instrument Date | May 17, 2022 |
| Instrument | 5154004 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 RIDGEPOINTE DR, 203, COLD SPRING, KY 41076-9093 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 203 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Document Number | 0005154006 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 5154006 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 30, 2021 |
| Property Address | 203 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Document Number | 0005134965 |
| Book / Page | D347 / 618 |
| Map Reference | SL 139-A |
| Instrument Date | Jun 24, 2021 |
| Instrument | 5134965 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,502.00 (+1.01%) | $371,500 (-) Land $40,000 Building $331,500 | $371,500 (-) Land $40,000 Building $331,500 |
| 2023 | $4,457.00 (+10.71%) | $371,500 (+15.34%) Land $40,000 Building $331,500 | $371,500 (+15.34%) Land $40,000 Building $331,500 |
| 2022 | $4,026.00 | $322,100 Land $25,000 Building $297,100 | $322,100 Land $25,000 Building $297,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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