Campbell County property record for 209 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,115 sqft · built 1995 |
| Owner | 2 Individual Names on File |
| Last Sale | $207,000 (May 2003) |
| Tax Bill | $3,854 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-158.37 |
| Primary APN | 999-99-18-158.37 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,115 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918158.37 |
|---|---|
| Street Address | 209 RIDGEPOINTE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 SEC 3 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-18-158.37
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2003 · Amount on Record |
| Deed Sale | May 14, 2003 · Amount on Record |
| Prior Sale | Feb 29, 1996 · Amount on Record |
| Deed Document Number | 03 05 14 019 00048 |
| Deed Book / Page | 0261 / 241 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 209 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | AEG |
| Name | Verified Name |
|---|---|
| Address | 209 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Document Number | 0005156557 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | M1085/21 |
| Instrument | 5156557 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 209 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005140541 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | M1058/375 |
| Instrument | 5140541 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 209 RIDGEPOINTE DR, COLD SPRING, KY 41076-9093 |
| Document Number | 0005060333 |
| Book / Page | 000940 / 000593 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 209 RIDGEPOINTE DR COLD SPRING KY 410769093, COLD SPRING, KY 41076-9093 |
| Document Number | 0005060333 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 000940/000593 |
| Instrument | 5060333 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2047 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,854.00 (+1%) | $318,000 (-) Land $50,000 Building $268,000 | $318,000 (-) Land $50,000 Building $268,000 |
| 2023 | $3,816.00 (+16.59%) | $318,000 (+21.43%) Land $50,000 Building $268,000 | $318,000 (+21.43%) Land $50,000 Building $268,000 |
| 2022 | $3,273.00 | $261,880 Land $25,000 Building $236,880 | $261,880 Land $25,000 Building $236,880 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370531003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018, rainfall accumulation, Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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