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2056 Smith Pointe Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 2056 Smith Pointe Dr, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,231 sqft · built 2018
Lot Size0.453 acres (19,748 sqft)
OwnerIndividual Name on Record
Last Sale$251,000 (Oct 2018)
Tax Bill$3,910 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN044180-2720

Property Details

APN / Parcel Number

Primary APN044180-2720

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,231 sqft Living Area
Gross Area3,113 sqft
1st Floor Area2,231 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,748 sqft (0.453 acres)
View / LotPond
Garage TypeAttached
Garage Area638 sqft
PorchFinished/Open Porch
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2056 SMITH POINTE DR
CityJACKSONVILLE
StateFL
Zip32218-3049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description62-79 49-1S-26E .45 SMITH POINTE LOT 40
Legal Range26E
Legal Township01S
Legal Section49
Legal SubdivisionSMITH POINTE
Legal Block2
Legal Lot Number40
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group2
Census Block2016
Census Tract10305

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jul 15, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 6, 2025Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Aug 23, 2019Deed of Trust, Mortgage · VA Mortgage
FBC MORTGAGE LLC
Oct 15, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
FBC MORTGAGE LLC
Jan 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2018 · Amount on Record
Deed SaleOct 15, 2018 · Amount on Record
Deed Document Number2018245377
Deed Book / Page18564 / 641
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateMay 13, 2026
Property Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049
Document Number0000111796
Book / Page21904 / 1349
Instrument DateMay 4, 2026
Instrument2026111796
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

NameVerified Name
Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049

Mortgage

Document Number0000111796,
DateMay 13, 2026
Book Page21904/1349
Instrument2026111796
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049

Mortgage

Document Number0198150945
DateJul 15, 2021
Book Page19815/945
Instrument2021180526
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049

Mortgage

Document Number0216091297
DateSep 6, 2025
Book Page21609/1297
Instrument2025208455
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0189091288
DateAug 23, 2019
Book Page18909/1288
Instrument2019197435
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateOct 15, 2018
Property Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049
Document Number0185640641
Book / Page18564 / 0641
Map ReferenceMB 62 PG 79-81
Instrument DateOct 9, 2018
Instrument2018245377
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,757.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049

Mortgage

Document Number2018245378
DateOct 15, 2018
Instrument2018245378
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 11, 2018
Property Address2056 SMITH POINTE DR, JACKSONVILLE, FL 32218-3049
Document Number0182481968
Book / Page018248 / 001968
Instrument DateDec 10, 2017
Instrument8447
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,948 (+2.7%)$307,191 (-1.85%) Land $50,000 Building $257,191
2025$3,910.00 (+7.24%) Homeowner's exemption Veteran's exemption$245,325 (+5.99%)$312,990 (-10.68%) Land $50,000 Building $262,990
2024$3,646.00 (+2.97%)
2023$3,541.00 (+9.32%) Homeowner's exemption Veteran's exemption$231,468 (+3%)$350,398 (+23.67%) Land $58,500 Building $291,898
2022$3,239.00 Homeowner's exemption Veteran's exemption$224,727$283,325 Land $45,000 Building $238,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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