2045 Smith Pointe Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 2045 Smith Pointe Dr, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,231 sqft · built 2019
Lot Size0.312 acres (13,594 sqft)
Owner2 Individual Names on Record
Last Sale$271,400 (Jul 2019)
Tax Bill$4,028 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN044180-2615

Property Details

APN / Parcel Number

Primary APN044180-2615

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,231 sqft Living Area
Gross Area3,113 sqft
1st Floor Area2,231 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,594 sqft (0.312 acres)
View / LotPond
Garage TypeAttached
Garage Area638 sqft
PorchFinished/Open Porch
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2045 SMITH POINTE DR
CityJACKSONVILLE
StateFL
Zip32218-3050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description62-79 49-1S-26E .31 SMITH POINTE LOT 19
Legal Range26E
Legal Township01S
Legal Section49
Legal SubdivisionSMITH POINTE
Legal Block1
Legal Lot Number19
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group1
Census Block1005
Census Tract10305

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2045 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Special Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Jan 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Deed Document Number2019174798
Deed Book / Page18878 / 1726
Record UpdatedOct 29, 2026

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateJul 26, 2019
Property Address2045 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number0188781726
Book / Page18878 / 1726
Map ReferenceMB 62 PG 79-82
Instrument DateJul 25, 2019
Instrument2019174798
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,899.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number0188781727
DateJul 26, 2019
Instrument18878/1727
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 11, 2018
Property Address2045 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number0182481968
Book / Page018248 / 001968
Instrument DateDec 10, 2017
Instrument8447
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,601 (+2.7%)$309,949 (-1.85%) Land $50,000 Building $259,949
2025$4,028.00 (+7.01%) Homeowner's exemption$246,934 (+5.99%)$315,781 (-10.46%) Land $50,000 Building $265,781
2024$3,764.00 (+2.9%)
2023$3,658.00 (+9.23%) Homeowner's exemption$232,986 (+3%)$352,673 (+23.67%) Land $58,500 Building $294,173
2022$3,349.00 Homeowner's exemption$226,200$285,168 Land $45,000 Building $240,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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