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2039 Smith Pointe Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 2039 Smith Pointe Dr, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,257 sqft · built 2018
Lot Size0.312 acres (13,587 sqft)
OwnerIndividual Name on File
Last Sale$243,900 (Dec 2018)
Tax Bill$3,948 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN044180-2620

Property Details

APN / Parcel Number

Primary APN044180-2620

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,257 sqft Living Area
Gross Area2,951 sqft
1st Floor Area2,257 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,587 sqft (0.312 acres)
View / LotPond
Garage TypeAttached
Garage Area450 sqft
PorchFinished/Open Porch
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2039 SMITH POINTE DR
CityJACKSONVILLE
StateFL
Zip32218-3050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description62-79 49-1S-26E .31 SMITH POINTE LOT 20
Legal Range26E
Legal Township01S
Legal Section49
Legal SubdivisionSMITH POINTE
Legal Block1
Legal Lot Number20
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group1
Census Block1005
Census Tract10305

Owner

2039 Smith Pointe Dr is owned and occupied by an individual who bought it in December 2018.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address2039 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 5, 2018Grant Deed, Subdivision Related Transfer
NAVY FCU
Jan 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2018 · Amount on File
Deed SaleDec 5, 2018 · Amount on File
Deed Document Number2018285578
Deed Book / Page18619 / 1652
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2039 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2039 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number0196782054
DateApr 14, 2021
Book Page19678/2054
Instrument2021095479
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

December 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionDUVAL FL
Recording DateDec 5, 2018
Property Address2039 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number0186191652
Book / Page018619 / 001652
Instrument DateNov 30, 2018
Instrument285578
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,707.30
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2039 SMITH POINTE DR JACKSONVILLE FL 322183050, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number186191653
DateDec 5, 2018
Book Page018619/001653
Instrument285579
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueDec 4, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 11, 2018
Property Address2039 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number0182481968
Book / Page018248 / 001968
Instrument DateDec 10, 2017
Instrument8447
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2039 Smith Pointe Dr was $3,948 with a homeowner's exemption, up 7.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,985 (+2.7%)$303,474 (-1.8%) Land $52,950 Building $250,524
2025$3,948.00 (+7.11%) Homeowner's exemption$242,440$309,022 Land $50,000 Building $259,022
2024$3,686.00 (+2.9%)
2023$3,582.00 (+9.24%) Homeowner's exemption$228,746 (+3%)$345,847 (+23.62%) Land $58,500 Building $287,347
2022$3,279.00 Homeowner's exemption$222,084$279,771 Land $45,000 Building $234,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2039 Smith Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2039 Smith Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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