2051 Smith Pointe Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 2051 Smith Pointe Dr, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,273 sqft · built 2019
Lot Size0.33 acres (14,361 sqft)
Owner2 Individual Names on File
Last Sale$251,100 (Apr 2019)
Tax Bill$3,692 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN044180-2610

Property Details

APN / Parcel Number

Primary APN044180-2610

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,273 sqft Living Area
Gross Area2,996 sqft
1st Floor Area2,273 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,361 sqft (0.33 acres)
View / LotPond
Garage TypeAttached
Garage Area462 sqft
PorchFinished Screened Porch
Porch Area261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2051 SMITH POINTE DR
CityJACKSONVILLE
StateFL
Zip32218-3050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description62-79 49-1S-26E .33 SMITH POINTE LOT 18
Legal Range26E
Legal Township01S
Legal Section49
Legal SubdivisionSMITH POINTE
Legal Block1
Legal Lot Number18
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group1
Census Block1005
Census Tract10305

Owner

2051 Smith Pointe Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2051 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · FHA Mortgage
FBC MORTGAGE LLC
Feb 2, 2023Deed of Trust, Mortgage · Line of Credit
121 FINANCIAL CU
Apr 29, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC
Jan 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2019 · Amount on File
Deed SaleApr 29, 2019 · Amount on File
Deed Document Number201997267
Deed Book / Page18772 / 64
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2051 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyAMERICAN CHOICE TITLE, AMERICAS CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2051 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
InvestorPossibly a Property Investor

Mortgage

Document Number0200851083
DateJan 6, 2022
Book Page20085/1083
Instrument2022004217
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2051 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2051 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number0205711672
DateFeb 2, 2023
Book Page20571/1672
Instrument2023022339
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateApr 29, 2019
Property Address2051 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number0187720064
Book / Page18772 / 0064
Map ReferenceMB 62 PG 79-82
Instrument DateApr 18, 2019
Instrument2019097267
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,757.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2051 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number2019097268
DateApr 29, 2019
Instrument2019097268
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 11, 2018
Property Address2051 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number0182481968
Book / Page018248 / 001968
Instrument DateDec 10, 2017
Instrument8447
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2051 Smith Pointe Dr was $3,692 with a homeowner's exemption, up 7.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,167 (+2.7%)$302,309 (-1.83%) Land $50,000 Building $252,309
2025$3,692.00 (+7.48%) Homeowner's exemption$228,011$307,947 Land $50,000 Building $257,947
2024$3,435.00 (+2.94%)
2023$3,337.00 (+9.27%) Homeowner's exemption$215,133 (+3%)$344,033 (+23.7%) Land $58,500 Building $285,533
2022$3,054.00 Homeowner's exemption$208,867$278,110 Land $45,000 Building $233,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2051 Smith Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2051 Smith Pointe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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