2075 Smith Pointe Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 2075 Smith Pointe Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,146 sqft · built 2010
Lot Size	0.34 acres (14,826 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2018)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044180-2545`

Property Details

APN / Parcel Number

Primary APN	`044180-2545`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	2,146 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,826 sqft (0.34 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2075 SMITH POINTE DR
City	JACKSONVILLE
State	FL
Zip	32218-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	62-79 49-1S-26E .34 SMITH POINTE LOT 5
Legal Range	26E
Legal Township	01S
Legal Section	49
Legal Subdivision	SMITH POINTE
Legal Block	1
Legal Lot Number	5
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1005
Census Tract	10305

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2075 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	2018236665
Deed Book / Page	18552 / 1372
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2075 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number	0215240974
Date	Jun 28, 2025
Book Page	21524/974
Instrument	2025151358

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2065

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2075 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Investor	Possibly a Property Investor

Mortgage

Document Number	0204712310
Date	Oct 20, 2022
Book Page	20471/2310
Instrument	2022264020

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Oct 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 4, 2018
Property Address	2075 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number	0185521372
Book / Page	18552 / 1372
Map Reference	MB 62 PG 79
Instrument Date	Sep 25, 2018
Instrument	2018236665
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5150 BELFORT RD BLDG 100, 5150, JACKSONVILLE, FL 32256-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number	2018236666
Date	Oct 4, 2018
Instrument	2018236666

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,224 (+2.7%)	$263,398 (-1.34%) Land $50,000 Building $213,398
2025	$3,382.00 (+7.98%) Homeowner's exemption	$210,540 (+5.99%)	$266,976 (-10.95%) Land $50,000 Building $216,976
2024	$3,132.00 (+2.99%)
2023	$3,041.00 (+9.35%) Homeowner's exemption	$198,648 (+3%)	$299,793 (+23.53%) Land $58,500 Building $241,293
2022	$2,781.00 Homeowner's exemption	$192,863	$242,692 Land $45,000 Building $197,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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