20541 Whitehaven Cir, Bend, OR 97702 Property Records

Deschutes County property record for 20541 Whitehaven Cir, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1978
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$271,500 (May 2018)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181221 B0 11400`

Property Details

APN / Parcel Number

Primary APN	`181221 B0 11400`
Alternative APNs	`R1088181221B011400` `181221 BA 05300` `110345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	528 sqft
Deck Area	296 sqft
Fence	Fence
Shed	1 Shed

Location & Zoning

Account Number	110345
Old Parcel Number	R1088181221B011400
Street Address	20541 WHITEHAVEN CIR
City	BEND
State	OR
Zip	97702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:12 BLK:7 SUBD:BRIGHTENWOOD ESTATES III SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-BA
Legal Range	12E
Legal Township	18S
Legal Section	21
Legal Quarter	NW
Legal Subdivision	BRIGHTENWOOD ESTATES III
Legal Block	7
Legal Lot Number	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1000
Census Tract	2001

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20541 WHITEHAVEN CIR, BEND, OR 97702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 16, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 4, 2017	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	0000019537
Last Transfer Date	Jun 25, 2021
Transfer Doc	0000038498
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jun 25, 2021
Property Address	20541 WHITEHAVEN CIR, BEND, OR 97702
Document Number	0000038498
Instrument Date	Jun 21, 2021
Instrument	2021-38498
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20541 WHITEHAVEN CIR, BEND, OR 97702

Mortgage

Document Number	0000038499
Date	Jun 25, 2021
Instrument	2021-38499

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 19, 2020
Property Address	20541 WHITEHAVEN CIR, BEND, OR 97702
Document Number	0000062399
Instrument Date	Aug 11, 2020
Instrument	62399
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20541 WHITEHAVEN LN BEND OR 977029459, BEND, OR 97702-9459

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20541 WHITEHAVEN CIR, BEND, OR 97702
Document Number	0000010281
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	AMER TITLE, AMERI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20541 WHITEHAVEN LN BEND OR 977029459, BEND, OR 97702-9459

Mortgage

Document Number	0000010281
Date	Apr 3, 2019
Instrument	10281

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 16, 2018
Property Address	20541 WHITEHAVEN CIR, BEND, OR 97702
Document Number	0000019537
Instrument Date	Mar 15, 2018
Instrument	19537
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	EVERGREEN LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$271.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1715 NW 9TH ST BEND OR 977031648, BEND, OR 97703-1648

Mortgage

Document Number	19538
Date	May 16, 2018
Instrument	19538

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 4, 2017
Property Address	20541 WHITEHAVEN CIR, BEND, OR 97702
Document Number	0000048394
Instrument Date	Nov 30, 2017
Instrument	48394
Transaction Type	Foreclosure
Record Updated	Dec 11, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 (+3.94%)	$210,600 (+3%)	$578,420 (+1.32%) Land $192,770 Building $385,650
2024	$3,423.00 (+7.88%)	$204,470 (+3%)	$570,860 (+0.25%) Land $192,770 Building $378,090
2023	$3,173.00	$198,520	$569,440 Land $175,600 Building $393,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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