20528 Whitehaven Cir, Bend, OR 97702 Property Records

Deschutes County property record for 20528 Whitehaven Cir, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,441 sqft · built 1979
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Sep 2020)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181221 B0 12200`

Property Details

APN / Parcel Number

Primary APN	`181221 B0 12200`
Alternative APNs	`R1088181221B012200` `181221 BA 05400` `110357`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,441 sqft Living Area
1st Floor Area	2,441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Lot Area	26,572 sqft (0.61 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	454 sqft
Patio Area	381 sqft
Fence	Fence
Shed	1 Shed

Location & Zoning

Account Number	110357
Old Parcel Number	R1088181221B012200
Street Address	20528 WHITEHAVEN CIR
City	BEND
State	OR
Zip	97702-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 BLK:4 SUBD:BRIGHTENWOOD ESTATES III SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-BA
Legal Range	12E
Legal Township	18S
Legal Section	21
Legal Quarter	NW
Legal Subdivision	BRIGHTENWOOD ESTATES III
Legal Block	4
Legal Lot Number	8
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1012
Census Tract	2001

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20528 WHITEHAVEN CIR, BEND, OR 97702-9463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Sep 3, 2004 · Amount on Record
Deed Document Number	2020-48107
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20528 WHITEHAVEN CIR, BEND, OR 97702-9463
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021072
Date	Jun 2, 2017
Instrument	2017-21072

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2042

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 18, 2020
Property Address	20528 WHITEHAVEN CIR, BEND, OR 97702-9463
Document Number	0000048107
Map Reference	CAB B PG 447
Instrument Date	Sep 16, 2020
Instrument	2020-48107
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20528 WHITEHAVEN CIR, BEND, OR 97702-9463

Mortgage

Document Number	0000048108
Date	Sep 18, 2020
Instrument	2020-48108

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,927.00 (+3.92%)	$291,660 (+3%)	$838,630 (+1.5%) Land $207,350 Building $631,280
2024	$4,741.00 (+7.87%)	$283,170 (+3%)	$826,250 (-0.86%) Land $207,350 Building $618,900
2023	$4,395.00	$274,930	$833,420 Land $188,730 Building $644,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Whitehaven Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures