20515 Whitehaven Cir, Bend, OR 97702 Property Records

Deschutes County property record for 20515 Whitehaven Cir, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,178 sqft · built 1981
Lot Size1.19 acres (51,836 sqft)
OwnerIndividual Name on Record
Tax Bill$3,754 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN181221 B0 11800

Property Details

APN / Parcel Number

Primary APN181221 B0 11800
Alternative APNs
  • R1088181221B011800
  • 181221 BD 01900
  • 110341

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area1,178 sqft
Fireplaces1 Fireplace
FireplacePrefabricated

Exterior

Year BuiltBuilt 1981
Architectural StyleOther
Lot Area51,836 sqft (1.19 acres)
View / LotAverage
Garage TypeMixed
Garage Area440 sqft
Deck Area328 sqft
FenceFence
Shed1 Shed

Location & Zoning

Account Number110341
Old Parcel NumberR1088181221B011800
Street Address20515 WHITEHAVEN CIR
CityBEND
StateOR
Zip97702-9463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:4 BLK:4 SUBD:BRIGHTENWOOD ESTATES III SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-BD
Legal Range12E
Legal Township18S
Legal Section21
Legal QuarterNW
Legal SubdivisionBRIGHTENWOOD ESTATES III
Legal Block4
Legal Lot Number4
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1012
Census Tract2001

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20515 WHITEHAVEN CIR, BEND, OR 97702-9463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2006
Deed SaleSep 15, 2006
Prior SaleSep 19, 2006
Deed Document Number0000062788
Last Transfer DateOct 3, 2016
Transfer Doc0000040574
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20515 WHITEHAVEN CIR, BEND, OR 97702-9463
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20515 WHITEHAVEN CIR, BEND, OR 97702-9463

Mortgage

Document Number0000050171
DateAug 30, 2021
Instrument2021-50171
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,754.00 (+3.93%)$222,200 (+3%)$623,940 (+1.28%) Land $221,700 Building $402,240
2024$3,612.00 (+7.89%)$215,730 (+3%)$616,050 (+0.59%) Land $221,700 Building $394,350
2023$3,348.00$209,450$612,440 Land $201,660 Building $410,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Whitehaven Cir

Nearby Streets

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