20510 Whitehaven Cir, Bend, OR 97702 Property Records

Deschutes County property record for 20510 Whitehaven Cir, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,519 sqft · built 1989
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2006)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181221 B0 12000`

Property Details

APN / Parcel Number

Primary APN	`181221 B0 12000`
Alternative APNs	`R1088181221B012000` `181221 BA 05600` `110359`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,519 sqft Living Area
1st Floor Area	1,815 sqft
2nd Floor Area	704 sqft
Attic Area	110 sqft
Fireplaces	2 Fireplaces
Fireplace	Prefabricated

Exterior

Year Built	Built 1989
Architectural Style	Split Level
Lot Area	23,522 sqft (0.539 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	484 sqft
Deck Area	60 sqft

Location & Zoning

Account Number	110359
Old Parcel Number	R1088181221B012000
Street Address	20510 WHITEHAVEN CIR
City	BEND
State	OR
Zip	97702-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6 BLK:4 SUBD:BRIGHTENWOOD ESTATES III SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-BA
Legal Range	12E
Legal Township	18S
Legal Section	21
Legal Quarter	NW
Legal Subdivision	BRIGHTENWOOD ESTATES III
Legal Block	4
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1012
Census Tract	2001

Owner

Source: Deschutes County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20510 WHITEHAVEN CIR, BEND, OR 97702-9463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jun 21, 2014	Deed of Trust, Mortgage · Conventional with PMI GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 6, 2006 · Amount on Record
Deed Sale	Oct 6, 2006 · Amount on Record
Deed Document Number	2006-67440
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20510 WHITEHAVEN CIR, BEND, OR 97702-9463
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033034
Date	Aug 18, 2017
Instrument	2017-33034

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20510 WHITEHAVEN CIR, BEND, OR 97702-9463
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046624
Date	Nov 27, 2019
Instrument	2019-46624

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20510 WHITEHAVEN CIR, BEND, OR 97702-9463
Document Number	0000011610
Instrument Date	Jun 21, 2014
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20510 WHITEHAVEN CIR BEND OR 977029463, BEND, OR 97702-9463

Mortgage

Document Number	0000011610
Date	Mar 23, 2018
Instrument	11610

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2033

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,535.00 (+3.94%)	$327,600 (+3%)	$901,590 (+1.47%) Land $236,150 Building $665,440
2024	$5,325.00 (+7.88%)	$318,060 (+3%)	$888,540 (-0.64%) Land $236,150 Building $652,390
2023	$4,936.00	$308,800	$894,250 Land $214,680 Building $679,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon.

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