20518 Whitehaven Cir, Bend, OR 97702 Property Records

Deschutes County property record for 20518 Whitehaven Cir, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,074 sqft · built 1979
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$479,900 (Jul 2017)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181221 B0 12100`

Property Details

APN / Parcel Number

Primary APN	`181221 B0 12100`
Alternative APNs	`R1088181221B012100` `181221 BA 05500` `110358`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	1,204 sqft
Attic Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 1979
Architectural Style	Other
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	506 sqft

Exterior Amenities

Deck Area	625 sqft
Fence	Fence
Shed	1 Shed
Shed Area	96 sqft

Location & Zoning

Account Number	110358
Old Parcel Number	R1088181221B012100
Street Address	20518 WHITEHAVEN CIR
City	BEND
State	OR
Zip	97702-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7 BLK:4 SUBD:BRIGHTENWOOD ESTATES III SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-BA
Legal Range	12E
Legal Township	18S
Legal Section	21
Legal Quarter	NW
Legal Subdivision	BRIGHTENWOOD ESTATES III
Legal Block	4
Legal Lot Number	7
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1012
Census Tract	2001

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20518 WHITEHAVEN CIR, BEND, OR 97702-9463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Document Number	2017-29053
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20518 WHITEHAVEN CIR, BEND, OR 97702-9463
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029984
Date	May 14, 2021
Instrument	2021-29984

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20518 WHITEHAVEN CIR, BEND, OR 97702-9463
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035468
Date	Jul 22, 2020
Instrument	2020-35468

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 25, 2017
Property Address	20518 WHITEHAVEN CIR, BEND, OR 97702-9463
Document Number	0000029053
Instrument Date	Jul 20, 2017
Instrument	2017-29053
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20518 WHITEHAVEN CIR, BEND, OR 97702-9463

Mortgage

Document Number	0000029054
Date	Jul 25, 2017
Instrument	2017-29054

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,266.00 (+3.95%)	$252,490 (+3%)	$677,320 (+1.38%) Land $207,350 Building $469,970
2024	$4,104.00 (+7.89%)	$245,140 (+3%)	$668,110 (-0.09%) Land $207,350 Building $460,760
2023	$3,804.00	$238,000	$668,690 Land $188,730 Building $479,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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