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20519 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20519 Napa Loop, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · built 2024
Lot Size0.272 acres (11,838 sqft)
Owner2 Individual Names on File
Last Sale$711,500 (Apr 2024)
Tax Bill$10,884 (2025)
Deeds & MortgagesApr 2024 Sale
Flood ZoneZone X (minimal risk)
APN31-46-27-L2-0500B.1119

Property Details

APN / Parcel Number

Primary APN31-46-27-L2-0500B.1119
Alternative APNs
  • 273146L20500B1119
  • 10618849

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area11,838 sqft (0.272 acres)

Exterior Amenities

Pool TypePool Type
Pool Area450 sqft
PorchPorch
Porch Area502 sqft
Patio Area1,192 sqft

Location & Zoning

Account Number10618849
Street Address20519 NAPA LOOP
CityESTERO
StateFL
Zip33928-9798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 1119
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number1119
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address420 FLAGSTONE PASS DR, O FALLON, IL 62269-7437
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2024 · Amount on File
Deed SaleApr 2, 2024 · Amount on File
Deed Document Number202492158
Record UpdatedOct 29, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateApr 2, 2024
Property Address20519 NAPA LOOP, ESTERO, FL 33928-9798
Document Number0000092158
Map ReferenceDOC 2023000039926
Instrument DateFeb 29, 2024
Instrument2024000092158
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
Tax$4,980.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address420 FLAGSTONE PASS DR, O FALLON, IL 62269-7437

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$606,821 (-5.31%) Land $100,485 Building $506,336$606,821 (-5.31%) Land $100,485 Building $506,336
2025$10,884.00 (+283.37%)$640,834 (+447.79%) Land $117,572 Building $523,262$640,834 (+447.79%) Land $117,572 Building $523,262
2023$2,839.00$116,986 Land $116,986$116,986 Land $116,986

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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