20510 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20510 Napa Loop, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.305 acres (13,291 sqft)
Owner2 Company Names on Record
Last Sale$698,000 (Feb 2024)
Tax Bill$8,979 (2025)
Deeds & MortgagesApr 2026 Sale
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-46-27-L2-0500B.8860

Property Details

APN / Parcel Number

Primary APN31-46-27-L2-0500B.8860
Alternative APNs
  • 273146L20500B8860
  • 10618919

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area13,291 sqft (0.305 acres)

Exterior Amenities

Pool TypePool Type
Pool Area1 sqft
PorchPorch
Porch Area390 sqft
Patio Area1,188 sqft

Location & Zoning

Account Number10618919
Street Address20510 NAPA LOOP
CityESTERO
StateFL
Zip33928-9799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 886
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number886
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20510 NAPA LOOP, ESTERO, FL 33928-9799
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 27, 2024Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Deed Document Number202454263
Last Transfer DateApr 17, 2026
Transfer Doc0000106972
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateApr 24, 2026
Property Address20510 NAPA LOOP, ESTERO, FL 33928-9799
Document Number0000106972
Instrument DateApr 17, 2026
Instrument2026106972
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20510 NAPA LOOP, ESTERO, FL 33928-9799

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateFeb 27, 2024
Property Address20510 NAPA LOOP, ESTERO, FL 33928-9799
Document Number0000054263
Map ReferenceDOC 2023000039926
Instrument DateFeb 20, 2024
Instrument2024000054263
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,886.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address20510 NAPA LOOP, ESTERO, FL 33928-9799

Mortgage

Document Number0000054264
DateFeb 27, 2024
Instrument2024000054264
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$551,356 (+2.7%)$631,109 (-7.21%) Land $115,473 Building $515,636
2025$8,979.00 (+207.92%) Homeowner's exemption$536,861 (+309.12%)$680,117 (+418.29%) Land $131,905 Building $548,212
2023$2,916.00$131,223 Land $131,223$131,223 Land $131,223

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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