1. Home
  2. Florida
  3. Lee County
  4. Estero
  5. Napa Loop

20511 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20511 Napa Loop, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · built 2024
Lot Size0.281 acres (12,249 sqft)
Owner2 Individual Names on File
Last Sale$998,800 (Apr 2024)
Tax Bill$12,513 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-46-27-L2-0500B.1121

Property Details

APN / Parcel Number

Primary APN31-46-27-L2-0500B.1121
Alternative APNs
  • 273146L20500B1121
  • 10618851

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area12,249 sqft (0.281 acres)

Exterior Amenities

Pool TypePool Type
Pool Area1 sqft
PorchPorch
Porch Area672 sqft
Patio Area1,032 sqft

Location & Zoning

Account Number10618851
Street Address20511 NAPA LOOP
CityESTERO
StateFL
Zip33928-9798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 1121
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number1121
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

20511 Napa Loop is owned and occupied by two individuals who bought it in April 2024.

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20511 NAPA LOOP, ESTERO, FL 33928-9798
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 1, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2024 · Amount on File
Deed SaleApr 1, 2024 · Amount on File
Deed Document Number202489633
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20511 NAPA LOOP, ESTERO, FL 33928-9798
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20511 NAPA LOOP, ESTERO, FL 33928-9798

Mortgage

Document Number0000210501
DateAug 5, 2025
Instrument2025000210501
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2045

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateApr 1, 2024
Property Address20511 NAPA LOOP, ESTERO, FL 33928-9798
Document Number0000089633
Map ReferenceDOC 2023000039926
Instrument DateMar 28, 2024
Instrument2024000089633
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,991.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address20511 NAPA LOOP, ESTERO, FL 33928-9798

Mortgage

Document Number0000089634
DateApr 1, 2024
Instrument2024000089634
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 20511 Napa Loop was $12,513 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$685,090 (-14.85%) Land $100,485 Building $584,605$685,090 (-14.85%) Land $100,485 Building $584,605
2025$12,513.00 Homeowner's exemption$804,600 Land $117,572 Building $687,028$804,600 Land $117,572 Building $687,028
2023$2,861.00$121,017 Land $121,017$121,017 Land $121,017

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20511 Napa Loop in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20511 Napa Loop is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Napa Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures