20518 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20518 Napa Loop, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.305 acres (13,291 sqft)
Owner2 Individual Names on Record
Last Sale$876,300 (May 2024)
Tax Bill$8,713 (2025)
Deeds & MortgagesMay 2024 Sale
Flood ZoneZone X (minimal risk)
APN31-46-27-L2-0500B.8870

Property Details

APN / Parcel Number

Primary APN31-46-27-L2-0500B.8870
Alternative APNs
  • 273146L20500B8870
  • 10618920

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area13,291 sqft (0.305 acres)
PorchPorch
Porch Area72 sqft

Location & Zoning

Account Number10618920
Street Address20518 NAPA LOOP
CityESTERO
StateFL
Zip33928-9799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 887
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number887
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20518 NAPA LOOP, ESTERO, FL 33928-9799
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2024 · Amount on Record
Deed SaleMay 30, 2024 · Amount on Record
Deed Document Number2024154043
Record UpdatedOct 29, 2026

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateMay 30, 2024
Property Address20518 NAPA LOOP, ESTERO, FL 33928-9799
Document Number0000154043
Map ReferenceDOC 2023000039926
Instrument DateMay 29, 2024
Instrument2024000154043
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$6,134.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address20518 NAPA LOOP, ESTERO, FL 33928-9799

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$627,351 (+21.41%)$746,199 (+9.94%) Land $115,473 Building $630,726
2025$8,713.00 Homeowner's exemption$516,727$678,710 Land $131,905 Building $546,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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