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20528 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20528 Napa Loop, Estero, FL 33928 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.342 acres (14,878 sqft)
Owner2 Individual Names on File
Last Sale$825,300 (Jun 2024)
Tax Bill$10,811 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jun 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-46-27-L2-0500B.8890

Property Details

APN / Parcel Number

Primary APN31-46-27-L2-0500B.8890
Alternative APNs
  • 273146L20500B8890
  • 10618922

Exterior

Lot Area14,878 sqft (0.342 acres)
PorchPorch
Porch Area72 sqft

Location & Zoning

Account Number10618922
Street Address20528 NAPA LOOP
CityESTERO
StateFL
Zip33928-9799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 889
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number889
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records · APN 31-46-27-L2-0500B.8890

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20528 NAPA LOOP, ESTERO, FL 33928-9799
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 06, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2024 · Amount on Record
Deed SaleJun 06, 2024 · Amount on Record
Deed Document Number2024161739
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20528 NAPA LOOP, ESTERO, FL 33928-9799
Transaction TypeMortgage
Record UpdatedJan 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20528 NAPA LOOP, ESTERO, FL 33928-9799

Mortgage

Document Number0000338155
DateDec 23, 2025
Instrument2025000338155
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

June 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJun 06, 2024
Property Address20528 NAPA LOOP, ESTERO, FL 33928-9799
Document Number0000161739
Map ReferenceDOC 2023000039926
Instrument DateMay 29, 2024
Instrument2024000161739
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,777.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address20528 NAPA LOOP, ESTERO, FL 33928-9799

Mortgage

Document Number0000161740
DateJun 06, 2024
Instrument2024000161740
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2054

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$595,681 (-11.84%) Land $112,840 Building $482,841$595,681 (-11.84%) Land $112,840 Building $482,841
2025$10,811.00 Homeowner's exemption$675,645 Land $135,660 Building $539,985$675,645 Land $135,660 Building $539,985

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 205 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
124 under condo master policies
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024, other causes
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 172 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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