Santa Clara County property record for 20444 Cunningham Pl, Saratoga, CA 95070
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,060 sqft · built 1982 |
| Lot Size | 0.37 acres (16,100 sqft) |
| Owner | Company Name on Record |
| Last Sale | $951,000 (Oct 1997) |
| Tax Bill | $19,662 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 393-02-025 |
| Primary APN | 393-02-025 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,060 sqft Living Area |
| Gross Area | 2,767 sqft |
| 1st Floor Area | 2,767 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 16,100 sqft (0.37 acres) |
| Lot Dimensions | 140 ft deep x 115 ft wide |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 1,000 sqft |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 20444 CUNNINGHAM PL |
|---|---|
| City | SARATOGA |
| State | CA |
| Zip | 95070-4327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1125 |
| Legal Description | LOT D |
| Legal Lot Number | D |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 507500 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20444 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 1997 · Amount on Record |
| Deed Sale | Oct 10, 1997 · Amount on Record |
| Deed Document Number | 199713894003 |
| Last Transfer Date | May 20, 2008 |
| Transfer Doc | 0019893420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 20444 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20444 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Document Number | 0025287417 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 25287417 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Saratoga City |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Elementary School District | Saratoga Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,634,186 (+2%) Land $897,408 Building $736,778 | |
| 2025 | $19,662.00 (+2.19%) Homeowner's exemption | $1,602,144 (+4.04%) Land $879,812 Building $722,332 |
| 2023 | $19,241.00 (+1.66%) Homeowner's exemption | $1,539,933 Land $845,649 Building $694,284 |
| 2022 | $18,926.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: AT&T, Ridge Wireless, T-Mobile.
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