Santa Clara County property record for 20439 Cunningham Pl, Saratoga, CA 95070 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1983 |
| Square Footage | 2,740 sqft Living Area |
| Lot Size | 15,400 sqft (0.353 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,925,000 (2021) |
| Tax Bill | $49,121.00 (2025) |
| Primary APN | 393-02-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,740 sqft Living Area |
| 1st Floor | 2,740 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 3 Fireplaces |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Other Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Wood Construction |
| Lot Area | 15,400 sqft (0.353 acres) |
| Depth X Width | 140 ft x 110 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 638 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 20439 CUNNINGHAM PL |
|---|---|
| City | SARATOGA |
| State | CA |
| Zip | 95070-4327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT B BOOK 499 PAGE 26 |
| Legal Subdivision | 6199 |
| Legal Lot Number | B |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SAN JOSE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 507500 |
Source: Santa Clara County records · APN 393-02-023
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20439 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Jun 20, 2003 |
| Deed Doc Number | 25081936 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 30, 2021 |
| Property Address | 20439 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Document Number | 0025081936 |
| Map Reference | MB 499 PG 25&26 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 25081936 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 20439 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Document Number | 0025081937 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 25081937 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 20439 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Document Number | 0024406254 |
| Instrument Date | Feb 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1435 CAMINO MARIPOSA NIPOMO CA 934448897, NIPOMO, CA 93444-8897 |
| Document Number | 0024406254 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 24406254 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Saratoga City |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Elementary School District | Saratoga Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $49,121.00 (+1.9%) Homeowner's exemption | $4,165,239 (+4.04%) Land $3,540,401 Building $624,838 |
| 2023 | $48,204.00 (+2.1%) Homeowner's exemption | $4,003,500 Land $3,402,924 Building $600,576 |
| 2022 | $47,213.00 |
20439 Cunningham Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Clara County (06085C), updated January 18, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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