Santa Clara County property record for 20428 Cunningham Pl, Saratoga, CA 95070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,918 sqft · built 1979 |
| Lot Size | 0.298 acres (12,979 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $14,535 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 393-02-027 |
| Primary APN | 393-02-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,918 sqft Living Area |
| Gross Area | 2,565 sqft |
| 1st Floor Area | 2,565 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 12,979 sqft (0.298 acres) |
| Lot Dimensions | 120 ft deep x 108 ft wide |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 4,600 sqft |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 20428 CUNNINGHAM PL |
|---|---|
| City | SARATOGA |
| State | CA |
| Zip | 95070-4327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | TRACT 6199 BOOK 413 PAGE 55 PAGE 56 LOT 15 |
| Legal Tract | 6199 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 507500 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20428 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2014 |
| Transfer Doc | 0022664128 |
| Record Updated | Sep 20, 2026 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Saratoga City |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Elementary School District | Saratoga Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,189,832 (+2%) Land $477,932 Building $711,900 | |
| 2025 | $14,535.00 (+0.96%) Homeowner's exemption | $1,166,503 (+4.04%) Land $468,561 Building $697,942 |
| 2023 | $14,397.00 (+1.98%) Homeowner's exemption | $1,121,208 Land $450,367 Building $670,841 |
| 2022 | $14,117.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: AT&T, Ridge Wireless, T-Mobile.
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