Santa Clara County property record for 20423 Cunningham Pl, Saratoga, CA 95070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,418 sqft · built 1995 |
| Lot Size | 0.344 acres (14,986 sqft) |
| Owner | Trust Name on File |
| Last Sale | $415,000 (Jul 1994) |
| Tax Bill | $14,847 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 393-02-021 |
| Primary APN | 393-02-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,418 sqft Living Area |
| 1st Floor Area | 3,418 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | H-Shape |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 14,986 sqft (0.344 acres) |
| Lot Dimensions | 118 ft deep x 127 ft wide |
| Garage Area | 665 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20423 CUNNINGHAM PL |
|---|---|
| City | SARATOGA |
| State | CA |
| Zip | 95070-4327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | TRACT 6199 BOOK 413 PAGE 55 PAGE 56 LOT 10 |
| Legal Tract | 6199 |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 507500 |
20423 Cunningham Pl is owner-occupied and held in a trust since June 2016.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20423 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 1994 · Amount on File |
| Deed Sale | Jul 13, 1994 · Amount on File |
| Deed Document Number | 199412572362 |
| Deed Book / Page | 516 / 650 |
| Last Transfer Date | Jun 20, 2016 |
| Transfer Doc | 0023349894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 20423 CUNNINGHAM PL, SARATOGA, CA 95070-4327 |
| Document Number | 0024495903 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20423 CUNNINGHAM PL SARATOGA CA 950704327, SARATOGA, CA 95070-4327 |
| Document Number | 0024495903 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 24495903 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20423 Cunningham Pl was $14,847.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Saratoga City |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Elementary School District | Saratoga Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,192,714 (+2%) Land $599,650 Building $593,064 | |
| 2025 | $14,847.00 | $1,169,329 Land $587,893 Building $581,436 |
| 2023 | $14,511.00 (+1.97%) | $1,123,924 Land $565,065 Building $558,859 |
| 2022 | $14,230.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20423 Cunningham Pl in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20423 Cunningham Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: AT&T, Ridge Wireless, T-Mobile.
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