20436 Cunningham Pl, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20436 Cunningham Pl, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,782 sqft · built 1979
Lot Size	0.288 acres (12,545 sqft)
Owner	Company Name on File
Tax Bill	$18,290 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`393-02-026`

Property Details

APN / Parcel Number

Primary APN	`393-02-026`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,782 sqft Living Area
1st Floor Area	2,782 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	12,545 sqft (0.288 acres)
Lot Dimensions	110 ft deep x 115 ft wide
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20436 CUNNINGHAM PL
City	SARATOGA
State	CA
Zip	95070-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Description	TRACT 6199 BOOK 413 PAGE 55 PAGE 56 LOT 16
Legal Subdivision	TRACT NO 6199
Legal Tract	6199
Legal Lot Number	16
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	507500

Owner

Source: Santa Clara County assessment roll, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20436 CUNNINGHAM PL, SARATOGA, CA 95070-4327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 9, 2011
Transfer Doc	0021482021
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20436 CUNNINGHAM PL, SARATOGA, CA 95070-4327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20436 CUNNINGHAM PL, SARATOGA, CA 95070-4327

Mortgage

Document Number	0024677409
Date	Oct 29, 2020
Instrument	24677409

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,512,144 (+2%) Land $669,936 Building $842,208
2025	$18,290.00 (+2.22%) Homeowner's exemption	$1,482,495 (+4.04%) Land $656,800 Building $825,695
2023	$17,892.00 (+2.31%) Homeowner's exemption	$1,424,930 Land $631,297 Building $793,633
2022	$17,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100

May also be available: AT&T, Ridge Wireless, T-Mobile USA.

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