113 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 113 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,715 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$173,965 (Jun 1994)
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-158.14`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-158.14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,715 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Dimensions	47 ft deep x 41 ft wide
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999918158.14
Street Address	113 RIDGEPOINTE DR
City	COLD SPRING
State	KY
Zip	41076-9091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SEC 1 GLENRIDGE SUBD
Legal Subdivision	GLENRIDGE SUB
Legal Phase	1
Legal Lot Number	7
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3000
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-18-158.14

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	113 RIDGEPOINTE DR, COLD SPRING, KY 41076-9091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 1994 · Amount on Record
Deed Sale	Jun 16, 1994 · Amount on Record
Deed Document Number	0000021367
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	113 RIDGEPOINTE DR, COLD SPRING, KY 41076-9091
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005102319
Date	Dec 16, 2019
Book Page	M992/289
Instrument	5102319

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,341.00 (+0.23%) Homeowner's exemption	$407,300 (-) Land $50,000 Building $357,300	$407,300 (-) Land $50,000 Building $357,300
2023	$4,331.00 (+20.07%) Homeowner's exemption	$407,300 (+23.77%) Land $50,000 Building $357,300	$407,300 (+23.77%) Land $50,000 Building $357,300
2022	$3,607.00 Homeowner's exemption	$329,080 Land $25,000 Building $304,080	$329,080 Land $25,000 Building $304,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370531003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	140 (1978–2018)
Most Recent Claim	Feb 2018, rainfall accumulation, Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 104 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.