106 E Lawrence Ave, Effingham, IL 62401 Property Records

Effingham County property record for 106 E Lawrence Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1950
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Jan 2020)
Tax Bill	$1,589 (2022)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-050-055`

Property Details

APN / Parcel Number

Primary APN	`03-16-050-055`

Interior

Stories	2 Stories
Building Area	1,296 sqft Base Area
Basement Area	1,296 sqft

Exterior

Year Built	Built 1950
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)

Location & Zoning

Street Address	106 E LAWRENCE AVE
City	EFFINGHAM
State	IL
Zip	62401-3876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 2 MV PARKS ADD TO BLISS PARK 3524/259 2617/72 1298/255 721/200 579/24
Legal Subdivision	PARKS ADDITION
Legal Block	2
Legal Lot Number	9
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3006
Census Tract	950600

Owner

Source: Effingham County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8050 N 500TH ST, ALTAMONT, IL 62411-6602
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	202020000048
Deed Book / Page	3524 / 259
Record Updated	Jun 7, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 3, 2020
Property Address	106 E LAWRENCE AVE, EFFINGHAM, IL 62401-3876
Document Number	3524/259
Book / Page	3524 / 259
Map Reference	MB 29 PG 70
Instrument Date	Dec 27, 2019
Instrument	202020000048
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8050 N 500TH ST, ALTAMONT, IL 62411-6602

Mortgage

Document Number	202020000049
Date	Jan 3, 2020
Instrument	202020000049

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Dec 27, 2022

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,589.00	$23,740 Land $7,090 Building $16,650	$71,220 Land $21,270 Building $49,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Consolidated Communications DSL	250 / 40
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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