Roscommon County property record for 2039 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 6,410 sqft · built 2019 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Nov 2017) |
| Tax Bill | $49,534 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-105-102-0000 |
| Primary APN | 004-105-102-0000 |
|---|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 6,410 sqft Building Perimeter |
| 1st Floor Area | 3,120 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Area | 1,144 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2039 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-7619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-1049P-45-46 (L-1048P-909&L-1002P-1216)243 N 239.9 FT OF LOT 102 REVISED PLAT OF ALMEDA BEACH. |
| Legal Subdivision | ALMEDA BEACH |
| Legal Lot Number | 102 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 970401 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 S JASMINE ST, DENVER, CO 80224-1028 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · ARM US BANK NA |
| Nov 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Deed Document Number | 20178739 |
| Deed Book / Page | 1164 / 711 |
| Prior Transfer Date | Jul 12, 2016 |
| Prior Transfer Doc | 1159/1368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 2039 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1173/1205 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 1173/1205 |
| Instrument | 202000005571 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Nov 21, 2017 |
| Property Address | 2039 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619 |
| Document Number | 1164/0711 |
| Book / Page | 1164 / 0711 |
| Map Reference | MB 2 PG 46 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 201700008739 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2200 E HIGGINS LAKE DR, 2200, ROSCOMMON, MI 48653-7625 |
| Name | Verified Name |
|---|---|
| Address | 1 S JASMINE ST, DENVER, CO 80224-1028 |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,177,200 (+16.92%) | $4,354,400 (+16.92%) | |
| 2025 | $49,534.00 | $1,862,100 (+26.6%) | $3,724,200 (+26.6%) |
| 2023 | $1,470,800 | $2,941,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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