2008 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 2008 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,158 sqft · built 1982
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on Record
Tax Bill	$415 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-027-003-0201`

Property Details

APN / Parcel Number

Primary APN	`004-027-003-0201`

Interior

Full Baths	1 Bath
Building Area	1,158 sqft Building Perimeter
1st Floor Area	926 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	A-Frame
Lot Area	71,438 sqft (1.64 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2008 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-758 P-55 243 WLY 477 FT OF S 150 FT OF SW1/4 OF NE1/4SEC 27 T24N R3W 1.64A
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1002
Census Tract	970700

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2008 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHLAND AREA FEDERAL CREDIT UNION
Jun 22, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2013
Deed Sale	Dec 10, 2013
Deed Book / Page	1135 / 1076
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000002828
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 16, 2026
Property Address	2008 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619
Document Number	0000002828
Book / Page	1193 / 623
Instrument Date	Apr 1, 2026
Instrument	20262828
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2008 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	2008 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1170/2320
Date	Oct 25, 2019
Book Page	1170/2320
Instrument	201900007408

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 22, 2017
Property Address	2008 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619
Document Number	1162/2176
Book / Page	1162 / 2176
Instrument Date	May 17, 2017
Instrument	201700004779
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2008 E HIGGINS LAKE DR, 2008, ROSCOMMON, MI 48653-7619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,800 (+4.23%)	$157,600 (+4.23%)
2025	$415.00 (+85.27%) Homeowner's exemption	$75,600	$151,200
2024	$224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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