2088 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 2088 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,079 sqft · built 2006
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2026)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-027-003-0100`

Property Details

APN / Parcel Number

Primary APN	`004-027-003-0100`

Interior

Full Baths	1 Bath
Building Area	2,079 sqft Building Perimeter
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2088 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-999 P-802 (L-481 P-579) 243-27-3C COM AT NW COR OF SW 1/4 OF NE 1/4 SEC 27T24N R3W TH S 1 DEG 05' W 702.6 FT FOR POB TH S 1
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1002
Census Tract	970700

Owner

2088 E Higgins Lake Dr is owned by two individuals who bought it in August 2026.

Source: Roscommon County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 S ROCHESTER RD, OAKLAND, MI 48363-1553
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Deed Document Number	20265715
Deed Book / Page	1194 / 811
Prior Transfer Date	Oct 23, 2024
Prior Transfer Doc	0000005054
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 14, 2026
Property Address	2088 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619
Document Number	0000005715
Book / Page	1194 / 811
Instrument Date	Jul 27, 2026
Instrument	20265715
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$151,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 S ROCHESTER RD, OAKLAND, MI 48363-1553

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 21, 2026
Property Address	2088 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7619
Document Number	0000005054
Book / Page	1194 / 150
Instrument Date	Oct 23, 2024
Instrument	20265054
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	776 HEIGHTS RD, LAKE ORION, MI 48362-2699

Tax Assessment & Valuation

The 2025 property tax bill for 2088 E Higgins Lake Dr was $3,756.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,700 (+8.32%)	$299,400 (+8.32%)
2025	$3,756.00	$138,200	$276,400
2023		$93,100	$186,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2088 E Higgins Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2088 E Higgins Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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