2032 Harvard Ave, Miami, OK 74354 Property Records

Ottawa County property record for 2032 Harvard Ave, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,135 sqft · built 1956
Lot Size	0.295 acres (12,875 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Jul 2023)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17727`

Property Details

APN / Parcel Number

Primary APN	`17727`
Alternative APN	`4820-00-000-024-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
1st Floor Area	2,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	12,875 sqft (0.295 acres)
Lot Dimensions	125 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	295 sqft
Patio Area	590 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17727
Street Address	2032 HARVARD AVE
City	MIAMI
State	OK
Zip	74354-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 ROCKDALE II MEM OF TRUST (1206/105)
Legal Range	23E
Legal Township	28N
Legal Section	20
Legal Subdivision	ROCKDALE II
Legal Lot Number	24
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4053
Census Tract	574600

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1407 LINDEN LN, MIAMI, OK 74354-1413
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2023	Warranty Deed, Transfer APEX TITLE NORTHEAST OK LLC
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jul 15, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Aug 8, 2014
Deed Document Number	20233259
Deed Book / Page	1187 / 662
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	001187/665
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 20, 2023
Property Address	2032 HARVARD AVE, MIAMI, OK 74354-3915
Document Number	001187/665
Book / Page	1187 / 665
Instrument Date	Jul 14, 2023
Instrument	I-2023-003260
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1407 LINDEN LN, MIAMI, OK 74354-1413

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 20, 2023
Property Address	2032 HARVARD AVE, MIAMI, OK 74354-3915
Document Number	001187/662
Book / Page	1187 / 662
Instrument Date	Jul 14, 2023
Instrument	I-2023-003259
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1407 LINDEN LN, MIAMI, OK 74354-1413

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2032 HARVARD AVE, MIAMI, OK 74354-3915
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001156/459
Date	Mar 10, 2022
Book Page	1156/459
Instrument	I-2022-001243

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2032 HARVARD AVE, MIAMI, OK 74354-3915
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1093/653
Date	Jul 15, 2019
Book Page	1093/653
Instrument	2019-002888

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,176 (-2.16%) Land $1,667 Building $17,509	$168,221 (-2.15%) Land $14,626 Building $153,595
2025	$1,889.00 (-1.2%)	$19,599 (-9.52%) Land $1,667 Building $17,932	$171,921 (-9.52%) Land $14,626 Building $157,295
2024	$1,912.00 (+25.87%)	$21,660 (+35.39%) Land $1,140 Building $20,520	$190,000 (+35.4%) Land $10,000 Building $180,000
2023	$1,519.00 (+2.7%)	$15,998 (-) Land $1,140 Building $14,858	$140,330 (-) Land $10,000 Building $130,330
2022	$1,479.00	$15,998 Land $1,140 Building $14,858	$140,330 Land $10,000 Building $130,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2014–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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