2020 Harvard Ave, Miami, OK 74354 Property Records

Ottawa County property record for 2020 Harvard Ave, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,277 sqft · built 1956
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$115,500 (Mar 2024)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17725`

Property Details

APN / Parcel Number

Primary APN	`17725`
Alternative APN	`4820-00-000-022-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17725
Street Address	2020 HARVARD AVE
City	MIAMI
State	OK
Zip	74354-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 ROCKDALE II
Legal Range	23E
Legal Township	28N
Legal Section	20
Legal Subdivision	ROCKDALE II
Legal Lot Number	22
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4053
Census Tract	574600

Owner

2020 Harvard Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2020 HARVARD AVE, MIAMI, OK 74354-3915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 14, 2023	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO OF MIAMI
Jan 21, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST NATL BANK & TRUST BROKEN ARROW
Sep 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Aug 14, 2001 · Amount on File
Deed Document Number	2024808
Deed Book / Page	1201 / 398
Prior Transfer Date	Feb 29, 2024
Prior Transfer Doc	001201/417
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 1, 2024
Property Address	2020 HARVARD AVE, MIAMI, OK 74354-3915
Document Number	001201/417
Book / Page	1201 / 417
Instrument Date	Feb 29, 2024
Instrument	I-2024-000810
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 HARVARD AVE, MIAMI, OK 74354-3915

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 1, 2024
Property Address	2020 HARVARD AVE, MIAMI, OK 74354-3915
Document Number	001201/398
Book / Page	1201 / 398
Instrument Date	Feb 29, 2024
Instrument	I-2024-000808
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 HARVARD AVE, MIAMI, OK 74354-3915

Mortgage

Document Number	I2024000809
Date	Mar 1, 2024
Instrument	I-2024-000809

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2020 HARVARD AVE, MIAMI, OK 74354-3915
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001189/111
Date	Aug 14, 2023
Book Page	1189/111
Instrument	I-2023-003614

Lender

Name	FIRST NATIONAL BANK & TRUST CO OF MIAMI
Address	MIAMI, OK 74354

Agreement

Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2020 HARVARD AVE, MIAMI, OK 74354-3915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 GARFIELD BLVD, MIAMI, OK 74354-3909

Mortgage

Document Number	1126/678
Date	Jan 21, 2021
Book Page	1126/678
Instrument	2021-000384

Lender

Name	THE FIRST NATL BANK & TRUST BROKEN ARROW
Type	Bank
Address	MIAMI, OK 74354

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Sep 25, 2019
Property Address	2020 HARVARD AVE, MIAMI, OK 74354-3915
Document Number	001097/588
Book / Page	1097 / 588
Instrument Date	Sep 23, 2019
Instrument	2019-003872
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 HARVARD AVE, MIAMI, OK 74354-3915

Tax Assessment & Valuation

The 2025 property tax bill for 2020 Harvard Ave was $1,269, down 1.2% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,167 (-) Land $1,140 Building $12,027	$115,500 (-) Land $10,000 Building $105,500
2025	$1,269.00 (-1.17%)	$13,167 (+21.32%) Land $1,140 Building $12,027	$115,500 (+11.16%) Land $10,000 Building $105,500
2024	$1,284.00 (+30.89%)	$10,853 (+5%) Land $1,140 Building $9,713	$103,905 (-) Land $10,000 Building $93,905
2023	$981.00 (+7.8%)	$10,336 (+5%) Land $1,140 Building $9,196	$103,905 (-) Land $10,000 Building $93,905
2022	$910.00	$9,844 Land $1,140 Building $8,704	$103,905 Land $10,000 Building $93,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2020 Harvard Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2014–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Harvard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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