2026 Harvard Ave, Miami, OK 74354 Property Records

Ottawa County property record for 2026 Harvard Ave, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1958
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (May 2021)
Tax Bill	$970 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17726`

Property Details

APN / Parcel Number

Primary APN	`17726`
Alternative APN	`4820-00-000-023-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17726
Street Address	2026 HARVARD AVE
City	MIAMI
State	OK
Zip	74354-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 ROCKDALE II
Legal Range	23E
Legal Township	28N
Legal Section	20
Legal Subdivision	ROCKDALE II
Legal Lot Number	23
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4053
Census Tract	574600

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2026 HARVARD AVE, MIAMI, OK 74354-3915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Document Number	20212447
Deed Book / Page	1135 / 474
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0000000765
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 14, 2021
Property Address	2026 HARVARD AVE, MIAMI, OK 74354-3915
Document Number	1135/474
Book / Page	1135 / 474
Instrument Date	May 10, 2021
Instrument	2021-002447
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 HARVARD AVE, MIAMI, OK 74354-3915

Mortgage

Document Number	2021002448
Date	May 14, 2021
Instrument	2021-002448

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,997 (-0.68%) Land $1,282 Building $8,715	$87,699 (-0.68%) Land $11,248 Building $76,451
2025	$970.00 (-1.22%)	$10,065 (-14.28%) Land $1,282 Building $8,783	$88,297 (-14.27%) Land $11,248 Building $77,049
2024	$982.00 (-11.93%)	$11,742 (-) Land $1,140 Building $10,602	$103,000 (-) Land $10,000 Building $93,000
2023	$1,115.00 (+2.76%)	$11,742 (-) Land $1,140 Building $10,602	$103,000 (-) Land $10,000 Building $93,000
2022	$1,085.00	$11,742 Land $1,140 Building $10,602	$103,000 Land $10,000 Building $93,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2014–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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