2103 Harvard Ave, Miami, OK 74354 Property Records

Ottawa County property record for 2103 Harvard Ave, Miami, OK 74354 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,701 sqft · built 1963
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$96,500 (Dec 2010)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17735`

Property Details

APN / Parcel Number

Primary APN	`17735`
Alternative APN	`4840-00-000-008-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,701 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Covered Porch
Porch Area	16 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17735
Street Address	2103 HARVARD AVE
City	MIAMI
State	OK
Zip	74354-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 ROCKDALE III
Legal Range	23E
Legal Township	28N
Legal Section	20
Legal Subdivision	ROCKDALE III
Legal Lot Number	8
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4053
Census Tract	574600

Owner

Source: Ottawa County records · APN 17735

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2103 HARVARD AVE, MIAMI, OK 74354-3916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2010 · Amount on Record
Deed Sale	Dec 01, 2010 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Deed Document Number	2010-005833
Deed Book / Page	0920 / 017
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2103 HARVARD AVE, MIAMI, OK 74354-3916
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001111/74
Date	Jun 02, 2020
Book Page	1111/74
Instrument	2020-002183

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00 (-1.28%) Homeowner's exemption	$13,821 (-3.71%) Land $1,140 Building $12,681	$121,232 (-5.71%) Land $10,000 Building $111,232
2024	$1,251.00 (+1.87%) Homeowner's exemption	$14,353 (+3%) Land $1,140 Building $13,213	$128,572 (-) Land $10,000 Building $118,572
2023	$1,228.00 (+6.04%) Homeowner's exemption	$13,935 (+2.99%) Land $1,140 Building $12,795	$128,572 (-) Land $10,000 Building $118,572
2022	$1,158.00 Homeowner's exemption	$13,530 Land $1,140 Building $12,390	$128,572 Land $10,000 Building $118,572

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401155746004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2014–2019)
Most Recent Claim	May 2019, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
The Junction Internet	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.