2021 Harvard Ave, Miami, OK 74354 Property Records

Ottawa County property record for 2021 Harvard Ave, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,943 sqft · built 1973
Lot Size	0.261 acres (11,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Sep 2024)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17718`

Property Details

APN / Parcel Number

Primary APN	`17718`
Alternative APN	`4820-00-000-015-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,375 sqft (0.261 acres)
Lot Dimensions	125 ft deep x 91.8 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Slab
Porch Area	420 sqft
Deck Area	144 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17718
Street Address	2021 HARVARD AVE
City	MIAMI
State	OK
Zip	74354-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 ROCKDALE II
Legal Range	23E
Legal Township	28N
Legal Section	20
Legal Subdivision	ROCKDALE II
Legal Lot Number	15
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4055
Census Tract	574600

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2021 HARVARD AVE, MIAMI, OK 74354-3914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Intrafamily Transfer, Transfer
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage BOKF NA
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Apr 20, 2018	Warranty Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	20244370
Deed Book / Page	1217 / 145
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Nov 7, 2023
Property Address	2021 HARVARD AVE, MIAMI, OK 74354-3914
Document Number	001193/680
Book / Page	1193 / 680
Instrument Date	Nov 3, 2023
Instrument	I-2023-005029
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2021 HARVARD AVE, MIAMI, OK 74354-3914

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 7, 2023
Property Address	2021 HARVARD AVE, MIAMI, OK 74354-3914
Document Number	001193/661
Book / Page	1193 / 661
Instrument Date	Nov 3, 2023
Instrument	I-2023-005027
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2021 HARVARD AVE, MIAMI, OK 74354-3914

Mortgage

Document Number	I2023005028
Date	Nov 7, 2023
Instrument	I-2023-005028

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2021 HARVARD AVE, MIAMI, OK 74354-3914
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001159/422
Date	Apr 18, 2022
Book Page	1159/422
Instrument	I-2022-001984

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 18, 2020
Property Address	2021 HARVARD AVE, MIAMI, OK 74354-3914
Document Number	001122/273
Book / Page	1122 / 273
Instrument Date	Nov 16, 2020
Instrument	2020-004983
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2021 HARVARD AVE, MIAMI, OK 74354-3914

Mortgage

Document Number	2020004984
Date	Nov 18, 2020
Instrument	2020-004984

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 20, 2018
Property Address	2021 HARVARD AVE, MIAMI, OK 74354-3914
Document Number	001068/514
Book / Page	1068 / 514
Instrument Date	Apr 19, 2018
Instrument	2018-001590
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2021 HAWAND AVE, MIAMI, OK 74354

Mortgage

Document Number	2018001591
Date	Apr 20, 2018
Instrument	2018-001591

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,334 (-) Land $1,047 Building $25,287	$231,000 (-) Land $9,184 Building $221,816
2025	$2,538.00 (-1.21%)	$26,334 (+21.58%) Land $1,047 Building $25,287	$231,000 (+21.58%) Land $9,184 Building $221,816
2024	$2,569.00 (+53.19%) Homeowner's exemption	$21,660 (+22.58%) Land $1,114 Building $20,546	$190,000 (+22.58%) Land $9,770 Building $180,230
2023	$1,677.00 (+2.69%)	$17,670 (-) Land $1,114 Building $16,556	$155,000 (-) Land $9,770 Building $145,230
2022	$1,633.00	$17,670 Land $1,114 Building $16,556	$155,000 Land $9,770 Building $145,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2014–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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