203 Upper Mountain Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 203 Upper Mountain Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,499 sqft · built 1953
Lot Size	0.544 acres (23,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Aug 2018)
Tax Bill	$41,169 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01602-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`13-01602-0000-00025`
Alternative APN	`130160200025`

Interior

Stories	1 Story
Building Area	3,499 sqft Living Area
1st Floor Area	3,499 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	23,690 sqft (0.544 acres)
Lot Dimensions	230 ft deep x 103 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130160200025
Street Address	203 UPPER MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07042-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	103X230 IRR
Legal Block	1602
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4005
Census Tract	16400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 31, 2018	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Mar 21, 2005 · Amount on Record
Deed Document Number	201876525
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	203 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014367
Date	Feb 5, 2021
Instrument	2021014367

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 31, 2018
Property Address	203 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number	0000076525
Instrument Date	Jul 10, 2018
Instrument	76525
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421905, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number	76526
Date	Aug 31, 2018
Instrument	76526

Lender

Name	WELLS FARGO BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2033

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,170,900 (-) Land $457,300 Building $713,600	$1,170,900 (-) Land $457,300 Building $713,600
2025	$41,169.00 (+3.32%)	$1,170,900 (-) Land $457,300 Building $713,600	$1,170,900 (-) Land $457,300 Building $713,600
2024	$39,845.00 (+3.5%)
2023		$1,170,900 Land $457,300 Building $713,600	$1,170,900 Land $457,300 Building $713,600
2022	$38,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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