193 Upper Mountain Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 193 Upper Mountain Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	4,845 sqft · built 1915
Lot Size	0.4 acres (17,420 sqft)
Owner	2 Individual Names on File
Last Sale	$1,210,000 (Oct 2020)
Tax Bill	$33,711 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01602-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`13-01602-0000-00023`
Alternative APN	`130160200023`

Interior

Stories	2 Stories
Building Area	4,845 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	17,420 sqft (0.4 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130160200023
Street Address	193 UPPER MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07042-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	17420SF
Legal Block	1602
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4005
Census Tract	16400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	193 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Oct 28, 2020	Grant Deed, Transfer BANK OF AMERICA
Nov 3, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	2020106708
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	193 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number	0000106709
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	193 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421905, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number	0000106709
Date	Oct 28, 2020
Instrument	106709

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 28, 2020
Property Address	193 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number	0000106708
Instrument Date	May 23, 2020
Instrument	106708
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	193 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421905, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number	106709
Date	Oct 28, 2020
Instrument	106709

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 3, 2017
Property Address	193 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number	0000097395
Instrument Date	Oct 26, 2017
Instrument	97395
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$949.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	193 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421905, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number	97396
Date	Nov 3, 2017
Instrument	97396

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$958,800 (-) Land $438,400 Building $520,400	$958,800 (-) Land $438,400 Building $520,400
2025	$33,711.00 (+3.32%)	$958,800 (-) Land $438,400 Building $520,400	$958,800 (-) Land $438,400 Building $520,400
2024	$32,627.00 (+3.5%)
2023		$958,800 Land $438,400 Building $520,400	$958,800 Land $438,400 Building $520,400
2022	$31,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile USA.

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