199 Upper Mountain Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 199 Upper Mountain Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,910 sqft · built 1952
Lot Size	0.756 acres (32,910 sqft)
Owner	2 Individual Names on Record
Tax Bill	$26,802 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01602-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`13-01602-0000-00024`
Alternative APN	`130160200024`

Interior

Stories	1 Story
Building Area	2,910 sqft Living Area
1st Floor Area	2,910 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	32,910 sqft (0.756 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130160200024
Street Address	199 UPPER MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07042-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	32911SF
Legal Block	1602
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4005
Census Tract	16400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage VAST BANK NA
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MTG
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	199 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071663
Date	Nov 30, 2023
Instrument	2023071663

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	199 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number	0000012333
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	SOVEREIGN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421905, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number	0000012333
Date	Jan 29, 2021
Instrument	12333

Lender

Name	PINNACLE MTG
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	199 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number	0000030951
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421905, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number	0000030951
Date	Apr 6, 2017
Instrument	30951

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$762,300 (-) Land $473,200 Building $289,100	$762,300 (-) Land $473,200 Building $289,100
2025	$26,802.00 (+3.32%)	$762,300 (-) Land $473,200 Building $289,100	$762,300 (-) Land $473,200 Building $289,100
2024	$25,941.00 (+3.5%)
2023		$762,300 Land $473,200 Building $289,100	$762,300 Land $473,200 Building $289,100
2022	$25,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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