215 Upper Mountain Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 215 Upper Mountain Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	4,402 sqft · built 1940
Lot Size	0.663 acres (28,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,895,000 (Apr 2026)
Tax Bill	$47,153 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01602-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`13-01602-0000-00028`
Alternative APN	`130160200028`

Interior

Stories	2 Stories
Building Area	4,402 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	28,876 sqft (0.663 acres)
Lot Dimensions	231 ft deep x 125 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130160200028
Street Address	215 UPPER MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07042-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	125X231
Legal Block	1602
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4005
Census Tract	16400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	215 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 16, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	202625397
Prior Transfer Date	Jul 23, 1992
Prior Transfer Doc	5223000151
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	215 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	LEGENDS TITLE GB LLC, LEGEND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139182
Date	Nov 19, 2021
Instrument	2021139182

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	May 1, 2050

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 16, 2026
Property Address	215 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number	0000025397
Instrument Date	Mar 30, 2026
Instrument	202625397
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730,987.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number	0000025398,
Date	Apr 16, 2026
Instrument	202625398

Lender

Name	RAYMOND JAMES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	215 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	LEGENDS TITLE GB LLC, LEGENDS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052150
Date	Jun 3, 2020
Instrument	2020052150

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	215 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	LEGEND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021139182
Date	Nov 19, 2021
Instrument	2021139182

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,341,100 (-) Land $466,000 Building $875,100	$1,341,100 (-) Land $466,000 Building $875,100
2025	$47,153.00 (+3.32%)	$1,341,100 (-) Land $466,000 Building $875,100	$1,341,100 (-) Land $466,000 Building $875,100
2024	$45,637.00 (+3.5%)
2023		$1,341,100 Land $466,000 Building $875,100	$1,341,100 Land $466,000 Building $875,100
2022	$44,095.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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