189 Upper Mountain Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 189 Upper Mountain Ave, Montclair, NJ 07042 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4,427 sqft · built 1877
Lot Size0.74 acres (32,247 sqft)
OwnerIndividual Name on File
Last Sale$2,986,477 (Jan 2026)
Tax Bill$44,386 (2025)
Deeds & MortgagesJan 2026 Sale
Nov 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-01602-0000-00022

Property Details

APN / Parcel Number

Primary APN13-01602-0000-00022
Alternative APN
  • 130160200022

Interior

Stories2 Stories
Building Area4,427 sqft Living Area

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Construction TypeFrame
Lot Area32,247 sqft (0.74 acres)
Lot Dimensions232 ft deep x 139 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130160200022
Street Address189 UPPER MOUNTAIN AVE
CityMONTCLAIR
StateNJ
Zip07042-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description139X232
Legal Block1602
Legal Lot Number22
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4005
Census Tract16400

Owner

Source: Essex County and Montclair Township records · APN 13-01602-0000-00022

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address189 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed, Transfer
OLD REPUBLIC TITLE
Nov 17, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK
Jul 18, 2018Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2026 · Amount on Record
Deed SaleJan 20, 2026 · Amount on Record
Prior SaleJul 18, 2018 · Amount on Record
Deed Document Number20264378
Record UpdatedSep 20, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJan 20, 2026
Property Address189 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number0000004378
Instrument DateNov 19, 2025
Instrument2026004378
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$7,466.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 BROOKSIDE TER, NORTH CALDWELL, NJ 07006-4114

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address189 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number0000110279
Instrument DateNov 17, 2018
Transaction TypeMortgage
Record UpdatedApr 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address189 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421905, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number0000110279
DateDec 24, 2018
Instrument110279
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJul 18, 2018
Property Address189 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1905
Document Number0000061852
Instrument DateJul 12, 2018
Instrument61852
Transaction TypeTransfer
Record UpdatedOct 02, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,578.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address189 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421905, MONTCLAIR, NJ 07042-1905

Mortgage

Document Number61855
DateJul 18, 2018
Instrument61855
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueJul 17, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,262,400 (-) Land $472,300 Building $790,100$1,262,400 (-) Land $472,300 Building $790,100
2025$44,386.00 (+3.32%)$1,262,400 (-) Land $472,300 Building $790,100$1,262,400 (-) Land $472,300 Building $790,100
2024$42,959.00 (+3.5%)
2023$1,262,400 Land $472,300 Building $790,100$1,262,400 Land $472,300 Building $790,100
2022$41,507.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130164004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Mountain District
listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Optimum CommunicationsCable940 / 35

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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