Oconee County property record for 125 Harbor Point Rd, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,908 sqft · built 2022 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,500 (Apr 2021) |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-01-01-026 |
| Primary APN | 109-01-01-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,908 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 85,378 sqft (1.96 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1073548 |
|---|---|
| Street Address | 125 HARBOR POINT RD |
| City | SENECA |
| State | SC |
| Zip | 29672-0598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 (1.96 AC) |
| Legal Subdivision | HARBOR POINT SUBDIVISION |
| Legal Lot Number | 26 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30302 |
125 Harbor Point Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Oconee County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 HARBOR POINT RD, SENECA, SC 29672-0598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY BANK |
| Apr 9, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on File |
| Deed Sale | Apr 9, 2021 · Amount on File |
| Deed Document Number | 202116490 |
| Deed Book / Page | 2674 / 219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 125 HARBOR POINT RD, SENECA, SC 29672-0598 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008552 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 4260/2 |
| Instrument | 8552 |
| Name | RIVER CITY BANK |
|---|---|
| Type | Bank |
| Address | ROME, GA 30165 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 9, 2021 |
| Property Address | 125 HARBOR POINT RD, SENECA, SC 29672-0598 |
| Document Number | 0000016490 |
| Book / Page | 2674 / 219 |
| Map Reference | MB B 587 PG 1-8 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 16490 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $175.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 57 FAIRVIEW RD, FRENCHTOWN, NJ 08825-3012 |
The 2025 property tax bill for 125 Harbor Point Rd was $2,610.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,610.00 | $24,894 Land $1,758 Building $23,136 | $622,360 Land $43,960 Building $578,400 |
| 2023 | $24,894 Land $1,758 Building $23,136 | $622,360 Land $43,960 Building $578,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Harbor Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Harbor Point Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: West Carolina Rural Telephone Cooperative.
5G (outdoors only) and 4G LTE
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